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DRL discount on Insurance

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  #1  
Old 09-26-2005, 02:55 PM
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DRL discount on Insurance

As my Mini is still in shipment, I was feeling around for Car Insurance quotes...

My current carrier... Geico... quoted me $50 off per six months by having the DRL option activated....

Sounds good to me!
 
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Old 09-26-2005, 03:02 PM
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Whoa! I have to take a look at my policy again once I get home.
 
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Old 09-26-2005, 03:44 PM
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That sounds like a nice deal. As much as I dislike DRL I have to admit they do make one more visilbe. If you have xenons does the DRL mean the xenons are on all the time?

Chuck
 
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Old 09-26-2005, 04:31 PM
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No. The high beam lamp (actually the lower bulb) is used at 50% power for the DRL.
 
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Old 09-26-2005, 04:38 PM
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Really? I have to check my policy because I have DRL on both of my cars and I don't recall that discount.

edit:

Response from Geico on my request concerning a drl discount.

The feature of daytime running lights is incorporated into the rating
and premium determination of the vehicle. It is not listed as a separate
discount. We do have on file that both your cars are equipped with
daytime running lights.
 

Last edited by meanboy; 09-26-2005 at 07:06 PM. Reason: result
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Old 09-26-2005, 04:49 PM
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We also get a discount with the DRL activated. I'd prefer to not have it but discount = mod money (even if it is minimal)
 
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Old 09-26-2005, 09:54 PM
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Originally Posted by meanboy
Really? I have to check my policy because I have DRL on both of my cars and I don't recall that discount.

edit:

Response from Geico on my request concerning a drl discount.

The feature of daytime running lights is incorporated into the rating
and premium determination of the vehicle. It is not listed as a separate
discount. We do have on file that both your cars are equipped with
daytime running lights.
wow.. i did a quote with and a quote without... $50 difference...

One of the quote questions... "Does this vehicle have daytime running lights? yes/no "

the word must be on the streets...
 
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Old 09-26-2005, 10:02 PM
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Yep.

Check with your carrier. USAA offer a DRL discount, as well as an alarm discount which I still need to have installed!

Joel
 
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Old 09-26-2005, 10:51 PM
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checked on the alarm too.. only like $10 more due to the auto cutoff dealie.... nah....
 
  #10  
Old 09-27-2005, 12:37 AM
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Originally Posted by roehrigs01
wow.. i did a quote with and a quote without... $50 difference...

One of the quote questions... "Does this vehicle have daytime running lights? yes/no "

the word must be on the streets...
I will have to try that myself.
 
  #11  
Old 09-27-2005, 12:58 AM
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Originally Posted by jfunkmd
Yep.

Check with your carrier. USAA offer a DRL discount, as well as an alarm discount which I still need to have installed!

Joel
The discount USAA gives me for DRL is only $4 every 6 months. I don't think that's going to make a big difference on my bill. I get the discount for having DRL, no difference whether they're on or not.
 
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