R55 What do you categorize a Clubman as?
#26
08-24-2008, 01:54 PM
#27
08-24-2008, 01:54 PM
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#28
08-24-2008, 02:02 PM
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For now, the Clubman comes with a lower insurance rating because of the Station Wagon classification from the AUTO MAKERS.
(That from my agent, which confirms my experience.)
I didn't buy a Supra when Toyota rolled out a new body style in the 90's because the insurers thought it was a rolling accident waiting to happen. Their rates were sky high.
In the next year, the insurance companies will find out how many Clubman(s?) are in accidents and the repair costs.
After that, they may jack our rates. Time will tell. This is normal with new models.
I looked at the Lexus IS series when beginning my vehicle search in January.
I brought a list of six vehicles I liked to State Farm.
The Lexus IS was the HIGHEST premium, by far, at the time.
...enough ranting.
(That from my agent, which confirms my experience.)
I didn't buy a Supra when Toyota rolled out a new body style in the 90's because the insurers thought it was a rolling accident waiting to happen. Their rates were sky high.
In the next year, the insurance companies will find out how many Clubman(s?) are in accidents and the repair costs.
After that, they may jack our rates. Time will tell. This is normal with new models.
I looked at the Lexus IS series when beginning my vehicle search in January.
I brought a list of six vehicles I liked to State Farm.
The Lexus IS was the HIGHEST premium, by far, at the time.
...enough ranting.
#30
08-24-2008, 07:23 PM
The Clubman rates a lower premium because it is a "Shooting Brake".
The Underwriters haven't found many accidents involving that body style lately.
See: http://en.wikipedia.org/wiki/Shooting-brake
The Underwriters haven't found many accidents involving that body style lately.
See: http://en.wikipedia.org/wiki/Shooting-brake
#31
08-24-2008, 08:04 PM
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I think this guy's rate just went up....hard to see a banged up brand new clubman!
http://cgi.ebay.com/ebaymotors/Mini-...mZ230283180573
http://cgi.ebay.com/ebaymotors/Mini-...mZ230283180573
#32
08-25-2008, 03:54 AM
I think this guy's rate just went up....hard to see a banged up brand new clubman!
http://cgi.ebay.com/ebaymotors/Mini-...mZ230283180573
http://cgi.ebay.com/ebaymotors/Mini-...mZ230283180573
The people who owned this Clubman were posters here on NAM. The car was wrecked when a dealership employee hit someone while taking the car to a local gas station to fill the tank. I think it was in the northeast.
They didn't even know their car had been salvaged when someone posted this link. You can probably find it with a search on the forum.
Update: Found the link: https://www.northamericanmotoring.co...ealership+ebay
Last edited by richs10; 08-25-2008 at 04:07 AM.
That's a really rare Clubman: Four Wheel Drive!!
#35
08-25-2008, 01:50 PM
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The people who owned this Clubman were posters here on NAM. The car was wrecked when a dealership employee hit someone while taking the car to a local gas station to fill the tank. I think it was in the northeast.
They didn't even know their car had been salvaged when someone posted this link. You can probably find it with a search on the forum.
Update: Found the link: https://www.northamericanmotoring.co...ealership+ebay
They didn't even know their car had been salvaged when someone posted this link. You can probably find it with a search on the forum.
Update: Found the link: https://www.northamericanmotoring.co...ealership+ebay
. So sad that it happened. It's bad enough that we all have to wait months for a Clubman but to get it wrecked like that...
#36
08-25-2008, 02:00 PM
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Curious - not starting anything...
It would "appear" that for many NAM'sters (who seem to be, by-and-large, American) that words like "hatchback" and "wagon" are seriously taboo.
I don't want to over-generalize, but reading some of the comments here seem to support this.
Why is that?
I grew up in a family that always had European cars. I, for one, love hatchbacks and wagons. I am not at all offended by the notion of the Clubman being called "a little wagon", or cooler still, a shooting brake. And as far as what the insurance industry categorizes it as - who cares?
MINI Canada refers to the R56 as just the "MINI", though the sales people often say "hatchback". I believe MINI USA calls the R56 a "coupe" or a "hardtop" - come on! Is hatchback that bad a word?
Just curious and honestly, naively interested...
I don't want to over-generalize, but reading some of the comments here seem to support this.
Why is that?
I grew up in a family that always had European cars. I, for one, love hatchbacks and wagons. I am not at all offended by the notion of the Clubman being called "a little wagon", or cooler still, a shooting brake. And as far as what the insurance industry categorizes it as - who cares?
MINI Canada refers to the R56 as just the "MINI", though the sales people often say "hatchback". I believe MINI USA calls the R56 a "coupe" or a "hardtop" - come on! Is hatchback that bad a word?
Just curious and honestly, naively interested...
#37
08-25-2008, 02:58 PM
It would "appear" that for many NAM'sters (who seem to be, by-and-large, American) that words like "hatchback" and "wagon" are seriously taboo.
I don't want to over-generalize, but reading some of the comments here seem to support this.
Why is that?
I grew up in a family that always had European cars. I, for one, love hatchbacks and wagons. I am not at all offended by the notion of the Clubman being called "a little wagon", or cooler still, a shooting brake. And as far as what the insurance industry categorizes it as - who cares?
MINI Canada refers to the R56 as just the "MINI", though the sales people often say "hatchback". I believe MINI USA calls the R56 a "coupe" or a "hardtop" - come on! Is hatchback that bad a word?
Just curious and honestly, naively interested...
I don't want to over-generalize, but reading some of the comments here seem to support this.
Why is that?
I grew up in a family that always had European cars. I, for one, love hatchbacks and wagons. I am not at all offended by the notion of the Clubman being called "a little wagon", or cooler still, a shooting brake. And as far as what the insurance industry categorizes it as - who cares?
MINI Canada refers to the R56 as just the "MINI", though the sales people often say "hatchback". I believe MINI USA calls the R56 a "coupe" or a "hardtop" - come on! Is hatchback that bad a word?
Just curious and honestly, naively interested...
(I imagine this could cause a problem if I worked for the Post Office)
#38
08-25-2008, 04:33 PM
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It would "appear" that for many NAM'sters (who seem to be, by-and-large, American) that words like "hatchback" and "wagon" are seriously taboo.
I don't want to over-generalize, but reading some of the comments here seem to support this.
Why is that?
I grew up in a family that always had European cars. I, for one, love hatchbacks and wagons. I am not at all offended by the notion of the Clubman being called "a little wagon", or cooler still, a shooting brake. And as far as what the insurance industry categorizes it as - who cares?
MINI Canada refers to the R56 as just the "MINI", though the sales people often say "hatchback". I believe MINI USA calls the R56 a "coupe" or a "hardtop" - come on! Is hatchback that bad a word?
Just curious and honestly, naively interested...
I don't want to over-generalize, but reading some of the comments here seem to support this.
Why is that?
I grew up in a family that always had European cars. I, for one, love hatchbacks and wagons. I am not at all offended by the notion of the Clubman being called "a little wagon", or cooler still, a shooting brake. And as far as what the insurance industry categorizes it as - who cares?
MINI Canada refers to the R56 as just the "MINI", though the sales people often say "hatchback". I believe MINI USA calls the R56 a "coupe" or a "hardtop" - come on! Is hatchback that bad a word?
Just curious and honestly, naively interested...
You're talking to the nation who made the Camry a best selling car. Yeah, the rice cake on wheels. I can't even believe it comes in a color other than "beige". So you can't exactly expect us to "coolify" a car, even in name.
#39
08-25-2008, 07:37 PM
It would "appear" that for many NAM'sters (who seem to be, by-and-large, American) that words like "hatchback" and "wagon" are seriously taboo.
I don't want to over-generalize, but reading some of the comments here seem to support this.
Why is that?
I grew up in a family that always had European cars. I, for one, love hatchbacks and wagons. I am not at all offended by the notion of the Clubman being called "a little wagon", or cooler still, a shooting brake. And as far as what the insurance industry categorizes it as - who cares?
MINI Canada refers to the R56 as just the "MINI", though the sales people often say "hatchback". I believe MINI USA calls the R56 a "coupe" or a "hardtop" - come on! Is hatchback that bad a word?
Just curious and honestly, naively interested...
I don't want to over-generalize, but reading some of the comments here seem to support this.
Why is that?
I grew up in a family that always had European cars. I, for one, love hatchbacks and wagons. I am not at all offended by the notion of the Clubman being called "a little wagon", or cooler still, a shooting brake. And as far as what the insurance industry categorizes it as - who cares?
MINI Canada refers to the R56 as just the "MINI", though the sales people often say "hatchback". I believe MINI USA calls the R56 a "coupe" or a "hardtop" - come on! Is hatchback that bad a word?
Just curious and honestly, naively interested...
Oh ... it's a horizontally hinged combination opaque/transparent panel for aft egress/ingress.
#40
08-25-2008, 07:48 PM
#41
08-26-2008, 12:03 PM
#42
08-26-2008, 01:45 PM
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I've never liked trunks (except for the '29 Ford Model A that my grandparents' next-door neighbor had when I was very young.) I've liked hatchbacks since the day I went with my dad to pick up our new '77 Accord. Thought it was cool (for an economy car) then and still do.
My knee-jerk reaction to "station wagon" has more to do with Carol Brady and wood paneling than any car from England.
Having said all that, I don't naturally apply those labels to Minis. Minis are just, well...Minis. There's the short one, the long one, and the convertible. That's how I look at it.
Since I have a Clubman, I don't mind if you say I have the station wagon. However, I think I prefer to skip the labels and say I have a long one.
My knee-jerk reaction to "station wagon" has more to do with Carol Brady and wood paneling than any car from England.
Having said all that, I don't naturally apply those labels to Minis. Minis are just, well...Minis. There's the short one, the long one, and the convertible. That's how I look at it.
Since I have a Clubman, I don't mind if you say I have the station wagon. However, I think I prefer to skip the labels and say I have a long one.
#43
08-30-2008, 06:41 PM
If they reintroduce the Clubman Woody, will you accept it as a station wagon?
#44
08-30-2008, 06:56 PM
IT'S ALL ABOUT DEFINITIONS.
THIS IS A STATION WAGON:
THIS IS AN ATTEMPT AT A CLUBMAN WOODY (BUT THE MAGIC MARKER RAN OUT)
THIS IS WHAT I BOUGHT: A SHOOTING BRAKE:
GIVEN THE CHOICE, I THINK CAROL BRADY WOULD DUMP THE KIDS AND CHOOSE THE LAST ONE.
THIS IS A STATION WAGON:
THIS IS AN ATTEMPT AT A CLUBMAN WOODY (BUT THE MAGIC MARKER RAN OUT)
THIS IS WHAT I BOUGHT: A SHOOTING BRAKE:
GIVEN THE CHOICE, I THINK CAROL BRADY WOULD DUMP THE KIDS AND CHOOSE THE LAST ONE.
Last edited by richs10; 08-30-2008 at 07:02 PM.
#45
08-30-2008, 06:57 PM
#48
08-31-2008, 07:28 PM
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#50
09-01-2008, 10:58 AM
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Cool! Thanks, hoonu.
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